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Siri's Inventors Are Building a Radical New AI That Does Anything You Ask
http://www.wired.com/2014/08/viv/

Founder's Road Explainer Video - YouTube
https://www.youtube.com/watch?v=HF4-DZcqD5A&feature=youtu.be

The End Of The Big Venture Formula | TechCrunch
http://techcrunch.com/2016/01/24/the-end-of-the-big-venture-formula/

IoT dashboard for environmental monitoring and control
http://www.itisautumn.com/

25 FinTech Startups That Expanded Globally Despite Regulations & Other Problems
http://letstalkpayments.com/25-fintech-startups-that-expanded-globally-despite-regulations-other-problems/

Fintech Innovation: Unleashing the Power of Technology
http://growthventures.capitalone.com/fintech-innovation-unleashing-the-power-of-technology/

Insurance-Tech Startups Are Invading The Multi-Trillion Dollar Insurance Industry
https://www.cbinsights.com/blog/insurance-tech-startups-investment-growth/

Property Management Software Online | Petra
https://hipetra.com/

How Debugplan is going to make running of startups easier
https://www.debugplan.com/blog/2016-01-14

El emprendedor que quiere ser el CEO menos poderoso del mundo
http://www.lanacion.com.ar/1858353-el-poder-de-lo-pequeno

DebugPlan
https://www.debugplan.com/

Founder's Road
https://foundersroad.com/

Barclays Accelerator for tech startups - Business Insider
http://www.businessinsider.com/barclays-accelerator-for-tech-startups-2015-12

Financial Modeling for Startups - Visible.vc
https://visible.vc/blog/financial-modeling-for-startups/

CB Insights Data Indicate Collapse in Q4 2015 VC Investments | Re/code
http://recode.net/2016/01/07/collapse-in-q4-venture-deal-making-could-signal-end-of-unicorn-era/

The Biggest Fintech Hubs Worldwide | Equidam
https://www.equidam.com/the-best-locations-fintech-startups/

Female entrepreneurs flock to crowdfunding site in Japan - FT.com
http://www.ft.com/intl/cms/s/0/626d26dc-b531-11e5-8358-9a82b43f6b2f.html#axzz3wsQY4mtx

The DNA of Disruption: How to disrupt an industry in 3 steps | Inc.com
http://www.inc.com/chirag-kulkarni/the-dna-of-disruption-how-to-disrupt-an-industry-in-3-steps.html

Stock Options in Startups – A scam or something worth a shot? | Ricard Clau
http://www.ricardclau.com/2016/01/stock-options-in-startups-a-scam-or-something-worth-a-shot/

3 Lessons From The Graveyard of FinTech Start-ups | Dataconomy
http://dataconomy.com/3-lessons-from-the-graveyard-of-fintech-start-ups/

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Fintech Startups Face Difficult Market Ahead
http://www.forbes.com/sites/falgunidesai/2016/01/04/fintech-startups-face-difficult-market-ahead/

Chris Messina, hashtag inventor, joins Uber as developer experience lead
http://uk.businessinsider.com/chris-messina-hashtag-inventor-joins-uber-developer-experience-lead-google-2016-1

Sharing is caring: 15 lessons from the top CTOs in Spain
http://novobrief.com/15-lessons-from-the-top-ctos-in-spain/

Learnings from 80 startup CTOs
https://medium.com/@fesja/learnings-from-80-startup-ctos-88ddb5f9c024#.c0ew5zyd7

sutrahr.com
http://sutrahr.com/top-100-startups-india-watch-2015/

Startups: Impress my 5-year-old son - Business Insider
http://www.businessinsider.com/startups-impress-my-5-year-old-son-2016-1

Don't Make These 10 Startup Mistakes | Entrepreneur.com
http://www.entrepreneur.com/article/233616

CrowdSeekr
http://crowdseekr.com/

What Is Going To Happen In 2016
http://avc.com/2016/01/what-is-going-to-happen-in-2016/

What happened in 2015
http://avc.com/2015/12/what-happened-in-2015/

Chinese Investors Flock To Technology And FinTech Startups - Fintechist
http://fintechist.com/chinese-investors-flock-technology-fintech-startups/

Ecosistema "tech" latinoamericano: Una mirada al año que acaba y previsiones para 2016
http://pulsosocial.com/2015/12/07/ecosistema-tech-latinoamericano-una-mirada-al-ano-que-acaba-y-previsiones-para-2016/

5 Bitcoin and Blockchain Startups to Watch in 2016 - CoinDesk
http://www.coindesk.com/5-bitcoin-blockchain-startups-watch-2016/

Hailo CEO On How Taxis Compete in Europe - Interviews | TechCrunch TV
http://techcrunch.com/video/hailo-ceo-on-how-taxis-compete-in-europe/519370641/

Silicon Valley's Achilles Heel - Forbes
http://www.forbes.com/sites/stevedenning/2015/12/29/silicon-valleys-achilles-heel/

How to Become a Millionaire: 9 Habits That Can Make You Rich | Inc.com
http://www.inc.com/jeff-haden/how-to-become-a-millionaire-9-habits-that-will-make-you-rich.html

The 7 Most Important Books of 2016 | Inc.com
http://www.inc.com/geoffrey-james/the-7-books-that-will-matter-in-2016.html

50 Habits That Prove You Were Born to Be an Entrepreneur
http://www.entrepreneur.com/article/249569

The Freelancer Generation: Why Startups And Enterprises Need To Pay Attention | ...
http://techcrunch.com/2015/12/27/the-freelancer-generation-why-startups-and-enterprises-need-to-pay-attention/

How startups are taking the concept of IoT forwardDATAQUEST
http://www.dqindia.com/how-startups-are-taking-the-concept-of-iot-forward/

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Fintech investment switches to smaller projects » Banking Technology
http://www.bankingtech.com/412022/fintech-investment-switches-to-smaller-projects/

Average Funding Per FinTech Category –
http://insights.venturescanner.com/2015/07/06/average-funding-per-fintech-category/

Latin American Bitcoin Startup Moneero Exits Stealth Mode
http://www.coindesk.com/latin-american-bitcoin-startup-moneero-exits-stealth-mode/

Secret of Building a Successful FinTech Startup in 2016 [Part 1]
http://letstalkpayments.com/secret-of-building-a-successful-fintech-startup-in-2016-part-1/

NetCapital
https://www.netcapital.com/

What are the best ways to think of ideas for a startup? - Quora
https://www.quora.com/What-are-the-best-ways-to-think-of-ideas-for-a-startup

Finextra: Finextra news: Banks and startups: How to find the perfect fit
http://www.finextra.com/news/fullstory.aspx?newsitemid=28283

Barclays Accelerator for tech startups - Business Insider
http://www.businessinsider.com/barclays-accelerator-for-tech-startups-2015-12

FinTech Startup's Morning Coffee
http://paper.li/FinTechFeed/1430757679?edition_id=4fab7530-a951-11e5-8b9d-0cc47a0d1609

From Point-Of-Sale To Money Transfers: 109 Startups Disrupting The Payments Industry
https://www.cbinsights.com/blog/payments-market-map/

How to Build a Winning Startup Team | Startup Hiring
http://www.businessnewsdaily.com/5964-build-startup-team.html?

Greg Schott | Crain's
http://www.crains.com/if-i-knew-then/greg-schott/mulesoft-inc

Top 10 Southeast Asian Blockchain, Bitcoin Startups | Fintech Singapore
http://fintechnews.sg/1151/blockchain/top-10-southeast-asian-blockchain-bitcoin-startups/

13 Plus Blockchain Startups from the US | Let's Talk Payments
http://letstalkpayments.com/top-us-blockchain-startups/

PromoAffiliates Is A Startup That Distributes Promo Codes For Other Startups
http://techcrunch.com/2015/12/18/promoaffiliates-is-a-startup-that-distributes-promo-codes-for-other-startups/

3 Promising Green Startups Attracting Millions From Investors
http://www.entrepreneur.com/article/226337

i2ifunding: A Platform Facilitating P2P Loan Disbursement
http://www.iamwire.com/2015/12/i2ifunding-lending-borrowing-startup/128600

Trulioo
http://www.trulioo.com/

Trulioo - Techvibes.com
http://www.techvibes.com/company-directory/trulioo

Oscar | Smart, simple health insurance.
https://www.hioscar.com/

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Angel "Java" Lopez
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OSCAR HEALTH | FinTech Ranking
http://fintechranking.com/tag/oscar-health/

21 Hottest RegTech Startups That Are Defining the Industry | Let's Talk Payments
http://letstalkpayments.com/21-hottest-regtech-startups-that-are-defining-the-industry/

8 Reasons To Buy a FinTech Startup | FinTech Ranking
http://fintechranking.com/2015/11/02/8-reasons-to-buy-a-fintech-startup/

Fintech Unicorn List Q2 2015: An Estimated 46 Have Arrived + 38 On Their Tails
http://finovate.com/fintech-unicorn-list-q2-2015-46-arrived-37-closing-in/

31 Hottest FinTech Startups Defining the New York FinTech Industry
http://letstalkpayments.com/31-hottest-fintech-startups-defining-the-new-york-fintech-industry/

It Pays to Be Overconfident -- Science of Us
http://nymag.com/scienceofus/2014/05/pays-to-be-overconfident.html

Robinhood - Zero-Commission Stock Brokerage
https://www.robinhood.com/

Secretive Augmented Reality Startup Magic Leap Raising $827 Million
http://www.forbes.com/sites/briansolomon/2015/12/09/secretive-augmented-reality-startup-magic-leap-raising-827-million/

What Happened to the Breakout Startup? - Real Time Economics - WSJ
http://blogs.wsj.com/economics/2015/12/08/what-happened-to-the-breakout-startup/

Disrupting Banking: The FinTech Startups That Are Unbundling Wells Fargo, Citi and Bank of America
https://www.cbinsights.com/blog/disrupting-banking-fintech-startups/

From Flipping Burgers To A $2.25B Fintech Startup | TechCrunch
http://techcrunch.com/2015/12/07/from-flipping-burgers-to-a-2-25b-fintech-startup/

5 exciting fintech startups we saw in Asia in 2015 - Yahoo Singapore Finance
https://sg.finance.yahoo.com/news/5-exciting-fintech-startups-saw-090911384.html

Beyond Elon Musk, artificial intelligence startups are having a moment
http://mashable.com/2015/12/12/artificial-intelligence-startups/#o2DXIU9nDiqk

146 Startup Failure Post-Mortems
https://www.cbinsights.com/blog/startup-failure-post-mortem/

Before you build an innovation lab, answer these 6 questions
http://venturebeat.com/2015/12/12/before-you-build-an-innovation-lab-answer-these-6-questions/

2015: Not a Bright Year for Few FinTech Startups | Let's Talk Payments
http://letstalkpayments.com/2015-not-a-bright-year-for-few-fintech-startups/

Fintech 2015: Top 100 Influencers and Brands
http://www.onalytica.com/blog/posts/fintech-2015-top-100-influencers-and-brands/

The Secret of The FinTech Unicorns | Let's Talk Payments
http://letstalkpayments.com/the-secret-of-the-fintech-unicorns/

Koding's Global Virtual Hackathon 2016
https://koding.com/Hackathon

Junta dinero entre amigos - Moneypool
https://www.moneypool.mx/

Mis Enlaces
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Angel "Java" Lopez
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Money pools: a centuries-old savings tool reinvented - CSMonitor.com
http://www.csmonitor.com/World/Making-a-difference/Change-Agent/2014/0221/Money-pools-a-centuries-old-savings-tool-reinvented

The 7 Worst 'Shark Tank' Pitches of 2015 | Inc.com
http://www.inc.com/graham-winfrey/ss/the-7-worst-shark-tank-pitches-of-2015.html

Find digital nomads that are open to start a side project
https://nomadprojects.io/

This easy 9-step business plan still works amazingly well | Aaron Hoos
http://aaronhoos.com/2012/11/20/this-easy-9-step-business-plan-still-works-amazingly-well/

Startupbootcamp Opens Third Fintech Accelerator, this Time in New York
http://www.financemagnates.com/fintech/news/startupbootcamp-opens-third-fintech-accelerator-this-time-in-new-york/

Creamfinance - Labs of Latvia
http://www.labsoflatvia.com/startups/creamfinance

From a broke student to a multimillion fintech startup: the story of Creamfinance
http://www.labsoflatvia.com/news/from-a-broke-student-to-a-multimillion-fintech-startup-the-story-of-creamfinance

Quality of Life: What Does It Mean For A Start-Up? | SaaStr
https://www.saastr.com/quality-of-life/

Demand Generation and B2B Marketing Consultants
http://www.lotusgrowth.co/

Jetty
https://jettymoney.com/

Enki
https://enki.com/

do:feedback - Test your app together
http://www.dofeedback.io/

eBook Bundles for Creative Entrepreneurs - ReadBundle
http://readbundle.com/

How London Startups Are Dominating FinTech
https://tech.co/fintech-london-uks-investment-hub-2015-11

5 Mistakes You Should Avoid When Starting A FinTech Company
http://www.nasdaq.com/article/5-mistakes-you-should-avoid-when-starting-a-fintech-company-lessons-from-a-fintech-ceo-cm528493#/ixzz3oTufj2ea

Tutum & Docker: Run, Container, Run | Tutum Blog
http://blog.tutum.co/2015/10/21/docker-tutum/

Vivus.com.ar
https://www.vivus.com.ar/

24/7 Online Loans - Escape Payday Loans & Build Credit - LendUp
https://www.lendup.com/

Entrepreneurs Get This Wrong About Funding - Fortune
http://fortune.com/2015/11/14/entrepreneurs-startups-funding/

Motion.AI
http://motion.ai/

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3 FinTech Startups Making Saving and Investing Easier - US News
http://money.usnews.com/money/blogs/my-money/2015/11/03/3-fintech-startups-making-saving-and-investing-easier

Ten top UK startups - raconteur.net
http://raconteur.net/business/ten-top-uk-startups

Hot new payments startups - raconteur.net
http://raconteur.net/technology/hot-new-startups

2015 Predictions for UK fintech - raconteur.net
http://raconteur.net/technology/bright-future-for-uk-fintech

Top 25 fintech companies - raconteur.net
http://raconteur.net/technology/25-fintech-companies-set-for-stardom

The Uberization of Money - WSJ
http://www.wsj.com/articles/the-uberization-of-finance-1446835102

Finextra: Finextra news: Robo-advisor MoneyFarm raises EUR16m for UK launch
http://www.finextra.com/news/fullstory.aspx?newsitemid=28104

Pursuing a Passionate Wait-and-See Approach to Financing Fintech | Institutional...
http://www.institutionalinvestor.com/media/3504414/Pursuing-a-Passionate-Wait-and-See-Approach-to-Financing-Fintech.html#.VkEPSberTIU

Apremy - School for entrepreneurs
http://apremy.com/

www.fintechstartupsconference.com
http://www.fintechstartupsconference.com/

Will software that writes code alter tech"s script? - FT.com
http://www.ft.com/cms/s/0/6c6ccace-521d-11e5-b029-b9d50a74fd14.html#axzz3qYL3EuWM

How this entrepreneur overcame racism, poverty and inexperience to create a bran...
http://business.financialpost.com/financial-post-magazine/how-this-entrepreneur-overcame-racism-poverty-and-inexperience-to-create-a-brand-that-gives-back

How being early to a new concept can grow a cross-border business
http://business.financialpost.com/small-business/how-being-early-to-a-new-concept-can-grow-a-cross-border-business

Toronto"s CleanSlate wins $500,000 in international startup competition 43North ...
http://business.financialpost.com/entrepreneur/fp-startups/torontos-cleanslate-wins-500000-in-international-startup-competition-43north

EX-Citi CEO Pandit invests in TransferWise - FT.com
http://www.ft.com/intl/cms/s/0/7d25e10c-6c1c-11e5-aca9-d87542bf8673.html#axzz3qVdYM4my

Start-ups aim at banks" income streams - FT.com
http://www.ft.com/intl/cms/s/0/55049480-61cb-11e5-9846-de406ccb37f2.html#axzz3qVdYM4my

UK start-up claims blockchain breakthrough in payment processing - FT.com
http://www.ft.com/intl/cms/s/0/a2260946-7009-11e5-8af2-f259ceda7544.html#axzz3qVdYM4my

The Founder doing big business by selling simplicity secures $15 million funding...
http://www.dynamicbusiness.com.au/entrepreneur-profile/the-founder-doing-big-business-by-selling-simplicity-secures-15-million-funding.html

Fintech Start-Ups: Threat or Innovation Partner?
http://thefinancialbrand.com/55117/fintech-start-ups-banking-innovation/

Should banks fear fintech? | BankNXT
http://banknxt.com/53695/fear-fintech-startups/

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Record $1 billion invested in Bitcoin firms so far - Nov. 2, 2015
http://money.cnn.com/2015/11/02/technology/bitcoin-1-billion-invested/index.html

The 12 hottest Nordic fintech startups - Business Insider
http://uk.businessinsider.com/hot-nordic-fintech-startups-2015-10

Kabbage's Alternative Lending Growth Path | PYMNTS.com
http://www.pymnts.com/in-depth/2015/why-kabbage-is-taking-its-show-on-the-roads/

Fintech Start-Ups Now Targeting Banks" Core
http://www.informilo.com/2015/11/fintech-start-ups-now-targeting-banks-core/

Three FinTech Startups You Should Know
http://www.forbes.com/sites/yoavvilner/2015/06/18/3-fintech-startups-youll-hear-about-soon-enough/

FinTech Influencers
http://www.onalytica.com/wp-content/uploads/2015/10/Onalytica-Fintech-2015-Top-100-Influencers-and-Brands.pdf

Breaking bad money habits with neuroscience | BankNXT
http://banknxt.com/54048/neuroscience/

Alex Scandurra on working with fintech startups | BankNXT
http://banknxt.com/54068/alex-scandurra/

FinTech flourishing in LatAm | Breaking Banks
http://www.breakingbanks.com/fintech-flourishing-in-latam/

Suitebox unveils virtual advice offering | Money Management
http://www.moneymanagement.com.au/news/financial-planning/suitebox-unveils-virtual-advice-offering

This is how a new crop of companies are trying to reinvent banking
http://www.businessinsider.com.au/how-fintech-transforming-finance-2015-9

Barclays Accelerator Powered by Techstars
http://techstarsfintech.tumblr.com/post/131952966257/barclays-techstars-accelerator-in-africa-what

thefintechjellyfish.theassets.co
http://thefintechjellyfish.theassets.co/

SoFi - Student Loan Consolidation and Refinancing
https://www.sofi.com/

Wise-Sync Announce New Payment Platform Wise-Pay - markITwrite
http://www.markitwrite.com/wise-sync-announce-new-payment-platform-wise-pay/

The Financial Services Club's Blog: The future of banking and the state of now
http://thefinanser.co.uk/fsclub/2015/10/the-future-of-banking-and-the-state-of-now.html

iBillionaire Capital
https://ibillionaire.com/

Mobshr | Coworking at local cafés
http://launch.mobshr.com/

Booking.js embeddable calendar widget for appointments - Timekit.io
http://booking.timekit.io/

Automated Investment Forecasting - Home
http://www.fincast.com.au/

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www.crowdmoney.com
http://www.crowdmoney.com/

VentureCrowd
https://www.venturecrowd.com.au/

VentureCrowd Startups
https://www.venturecrowdstartups.com.au/

FinTech Thinks That"s A Cute Little Wall Street Job You"ve Got There
http://dealbreaker.com/2015/10/fintech-thinks-thats-a-cute-little-wall-street-job-youve-got-there/

Miami: Fintech Americas Conference Puts Focus On Latin American Market - NBC New...
http://www.nbcnews.com/news/latino/fintech-americas-miami-conference-focuses-latin-america-n449916

9 Reasons Why Now Is The Time For Fintech - Forbes
http://www.forbes.com/sites/bryanstolle/2015/10/23/9-reasons-why-now-is-the-time-for-fintech/

AirDonkey by Donkey Republic - Earn Money On Your Bike
http://airdonkey.com/

The App Cookbook
http://the.appcookbook.in/

El Mobile Only desplazará al Mobile First
http://www.tynmobile.com/el-mobile-only-desplazara-al-mobile-first/

Will Fintech Upstarts Do To Banks What Uber Has Done To Taxis
http://www.forbes.com/sites/maggiemcgrath/2015/10/20/will-fintech-upstarts-do-to-banks-what-uber-has-done-to-taxis-or-will-the-banks-ultimately-win/

Fintech Innovation Lab
http://www.fintechinnovationlabnyc.com/

Stocktoberfest Moves Fintech Guru Howard Lindzon to Center Stage | Xconomy
http://www.xconomy.com/san-diego/2015/10/19/stocktoberfest-moves-fintech-guru-howard-lindzon-to-center-stage/

Bond Street | Simple, transparent, fair business financing
https://bondstreet.com/

CodeBee
https://codebee.io/

Game design and collaboration made easy - Gamescrye
http://gamescrye.com/

Ideality - Everything starts with an Idea
http://www.ideality.io/

Stencil is coming
https://getstencil.com/

9 Reasons Why It Sucks Working for a Startup | Inc.com
http://www.inc.com/dana-severson/9-reasons-why-it-sucks-working-for-a-startup.html

Why Fintech Is One of the Most Promising Industries of 2015 | Inc.com
http://www.inc.com/magazine/201509/maria-aspan/2015-inc5000-fintech-finally-lifts-off.html

The Internet of Things Is Far Bigger Than Anyone Realizes | WIRED
http://www.wired.com/insights/2014/11/the-internet-of-things-bigger/

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The Pitch VC
https://thepitch.vc/

Primer
https://goprimer.com/

Hauscall - Find your realtor. Find your home.
http://gethauscall.com/

Kreditech Nabs $92M To Build Financial Services For The "Underbanked" | TechCrun...
http://techcrunch.com/2015/09/28/kreditech-series-c/

Forest | Who's there? | iOS, AppleWatch & Android App
http://getforest.io/

Startup Resources
http://startupresources.io/

How do I start a startup by myself? - Quora
https://www.quora.com/How-do-I-start-a-startup-by-myself

Signup | Freemio
http://freemio.co/signup/

Hund - Hosted Status Pages
https://hund.io/

Coworker ­- Read Reviews & Find Your Perfect Coworking Space
http://www.coworker.com/

Kira
http://www.goodkira.com/

gifcoins
https://gifcoins.io/

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The King of Swamp Castle - CoinDesk
http://www.coindesk.com/king-swamp-castle/

Bloomberg Editorial Board: Public and Private Blockchains Need Level Playing Field - CoinDesk
http://www.coindesk.com/bloomberg-editorial-blockchain/

Bitcoin and the Future of Blockchain in International Payments Systems | American Express FX International Payments
https://www.americanexpress.com/us/content/foreign-exchange/articles/bitcoin-future-of-blockchain-in-international-payments-systems/

Digital Currency 'Still on the Agenda' at Russian Central Bank - CoinDesk
http://www.coindesk.com/russias-central-bank-theres-cautious-optimism-blockchain/

Sweden leads the race to become cashless society | Business | The Guardian
https://www.theguardian.com/business/2016/jun/04/sweden-cashless-society-cards-phone-apps-leading-europe?CMP=share_btn_tw

Untangling \u201cThe Business Blockchain\u201d | Marginalia
http://www.marginalia.online/untangling-the-the-business-blockchain/

How Blockchain Technology Will Disrupt Financial Services Firms - Knowledge@Wharton
http://knowledge.wharton.upenn.edu/artic/blockchain-technology-will-disrupt-financial-services-firms/

Lending Club And What It Means For Fintech - Forbes
http://www.forbes.com/sites/navathwal/2016/05/13/lending-club-and-what-it-means-for-fintech/#3a8efa68663b

On Settlement Finality - Ethereum Blog
https://blog.ethereum.org/2016/05/09/on-settlement-finality/

This Early Ripple Supporter is Using Ethereum to Rethink Banking - CoinDesk
http://www.coindesk.com/fidor-ethereum-core-banking/

How Your Wallet Will Become the Next Platform | Let's Talk Payments
https://letstalkpayments.com/how-your-wallet-will-become-the-next-platform/

A Bitcoin Exchange Just Got Approval to Operate Across the EU | WIRED
http://www.wired.com/2016/04/bitcoin-exchange-receives-approval-operate-across-eu/

BIP 75 Simplifies Bitcoin Wallets for the Everyday User | Bitcoin Magazine
https://bitcoinmagazine.com/articles/bip-simplifies-bitcoin-wallets-for-the-everyday-user-1461856604

Finance and Beyond: An Infographic Map of Bitcoin and the Emerging Blockchain Ecosystem | Bitcoin Magazine
https://bitcoinmagazine.com/articles/finance-and-beyond-an-infographic-map-of-bitcoin-and-the-emerging-blockchain-ecosystem-1461789453

Five European Fintech Startups To Watch - Forbes
http://www.forbes.com/sites/alisoncoleman/2016/03/25/five-european-fintech-startups-to-watch/#62caf5bc5484

Innovate Finance Global Summit: Top 100 Influencers and Brands
http://www.onalytica.com/blog/posts/innovate-finance-global-summit-top-100-influencers-and-brands/

Why different is better than better in Fintech
http://www.disruptivefinance.co.uk/?p=1250

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IOSCO Lists Crowdfunding, Cryptocurrencies on List of Investor Risks - Crowdfund Insider
http://www.crowdfundinsider.com/2016/04/84365-iosco-lists-crowdfunding-cryptocurrencies-on-list-of-investor-risks/

Juan Llanos (@JuanLlanos) | Twitter
https://twitter.com/JuanLlanos

Barclays, U.K. Regulators Endorse Bitcoin in Deal With Startup - Bloomberg
http://www.bloomberg.com/news/articles/2016-04-06/barclays-u-k-regulators-embrace-bitcoin-in-deal-with-startup

HSBC, RBS and Barclays plan to close 400 UK branches this year - sources | Daily Mail Online
http://www.dailymail.co.uk/wires/reuters/article-3526436/HSBC-RBS-Barclays-plan-close-400-UK-branches-year--sources.html

Here's why millennials aren't investing
http://www.cnbc.com/2016/04/01/heres-why-millennials-arent-investing.html

From bitcoin, to robo-advice, crowdfunding and regulatory sandboxes: Scott Morrison's fintech plan | Business Insider
http://www.businessinsider.com.au/from-bitcoin-to-robo-advice-crowdfunding-and-regulatory-sandboxes-scott-morrisons-fintech-plan-explained-2016-3

Cardano
http://cardano.io/index_e.html

Startup funding is drying up and fintech is no exception - Quartz
http://qz.com/634548/startup-funding-is-drying-up-and-fintech-is-no-exception/

Central banks ponder effects of digital currencies- Nikkei Asian Review
http://asia.nikkei.com/Politics-Economy/Economy/Central-banks-ponder-effects-of-digital-currencies

Top 20 Social Influencers in FinTech - JAX Finance
https://finance.jaxlondon.com/top-20-social-influencers-in-finance-technology/

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Payments (R)evolution - Special Edition 2016 - bobsguide.com - bobsguide.com
http://www.bobsguide.com/resources/payments-revolution-special-edition-2016/

FINCHANNEL.com - Switzerland Becomes a Leading Centre of FinTech Innovation
http://www.finchannel.com/index.php/business/banks/item/55579-switzerland-becomes-a-leading-centre-of-fintech-innovation

Ethereum Emerges, Bitcoin vs. "Bankchains" :: Blockchain Letter, March 2016 — Medium
https://medium.com/@PanteraCapital/ethereum-emerges-bitcoin-vs-bankchains-blockchain-letter-march-2016-7e53444bda3f#.xd776wyyf

FINTECH BRIEFING: UK regulator on robo-advisors - Business Insider
http://uk.businessinsider.com/fintech-briefing-uk-regulator-on-robo-advisors-baap-in-germany-2016-3

The Experience Revolution: The Difference a Year Can Make - Midmarket today
http://midmarket.today/the-experience-revolution-the-difference-a-year-can-make/

Poincenot invierte en la creación de tres empresas FinTech en Argentina | Inversor Latam
http://inversorlatam.com/poincenot-invierte-en-la-creacion-de-tres-empresas-fintech-en-argentina/

This AI tells you where to invest your money by analyzing the Internet
http://mashable.com/2016/02/29/ai-finance-investments/#OaQmK9UqMgqO

Mircea Mihaescu (@MirceaMihaescu) | Twitter
https://twitter.com/MirceaMihaescu

FinTechFolk
http://www.fintechfolk.com/

Innovate Finance Global Summit 2016 – Building a better future for finance through FinTech
http://ifgs2016.innovatefinance.com/

Why Tennis Star Andy Murray Is Betting On Fintech And Ice Cream - Forbes
http://www.forbes.com/sites/daniellerossingh/2016/03/03/why-tennis-star-andy-murray-is-betting-on-fintech-and-ice-cream/#729405017f5f

The best free research papers on fintech and blockchain | BankNXT
http://banknxt.com/55778/research-fintech-blockchain/

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20 Amazing Facts You Need To Know About Fintech | Call Levels App
http://www.call-levels.com/blog/fintech-industry-outlook-infographic.html

Wayniloans
https://www.wayniloans.com/

Eight Months Since Release, Ethereum Is Second Only To Bitcoin
http://cointelegraph.com/news/eight-months-since-release-ethereum-is-second-only-to-bitcoin

The Ether Review #16 - Dominic Williams, Synthetic Assets by Arthur Falls
https://soundcloud.com/arthurfalls/the-ether-review-16-dominic

Microsoft\u2019s Marley Gray: Ripple and ILP Will Be the Fabric of Multi-Chain Future | Ripple
https://ripple.com/insights/microsofts-marley-gray-ripple-and-ilp-will-be-the-fabric-of-multi-chain-future/

Microsoft Explores Adding Ripple Tech to Blockchain Toolkit
http://www.coindesk.com/microsoft-hints-future-ripple-blockchain-toolkit/

Azure Blockchain as a Service update | Blog | Microsoft Azure
https://azure.microsoft.com/en-us/blog/azure-blockchain-as-a-service-update/

Ripple Releases Interledger to Connect Bank and Blockchain Worlds
http://www.coindesk.com/ripple-interledger-connect-bank-blockchain/

Streadata.io  BenzingaFintech Awards
http://benzingafintechawards.com/vote/streamdata-io/

The Next Billion-Dollar Insurer | TechCrunch
http://techcrunch.com/2016/02/19/the-next-billion-dollar-insurer/

How fintech can help banks harness KYC data | Blog | Thomson Reuters Financial & Risk
http://blog.financial.thomsonreuters.com/fintech-can-help-banks-harness-kyc-data/

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Fintech: Transformation, or Global Revolution?
http://www.huffingtonpost.co.uk/damian-kimmelman/fintech-transformation-or-global-revolution_b_9157198.html

Figo API | ProgrammableWeb
http://www.programmableweb.com/api/figo

Africa's big banks are betting on fintech startups and bitcoin to beat disruption - Quartz
http://qz.com/618674/africas-big-banks-are-betting-on-fintech-startups-and-bitcoin-to-beat-disruption/

U.S. presses retail banks to help millions of 'unbanked' Americans
http://www.reuters.com/article/us-banking-cfpb-idUSKCN0VC0CS

Fintech landscape, big data, regulation, and innovation
http://kevin-moseri.de/the-fintech-landscape-2015-interview-with-kevin-moseri/

Are banks still cynical about the Fintech Revolution?
http://kevin-moseri.de/are-banks-cynical-about-the-fintech-revolution

Swanest (@Swanest_) | Twitter
https://twitter.com/Swanest_

Hannes Bernstein (@HannesBernstein) | Twitter
https://twitter.com/HannesBernstein

Swanest | Your Digital Investment Assistant
https://swanest.com/home

HSBC to be first global victim of digital, Deutsche Bank will follow: Moven founder Brett King - The Economic Times
http://economictimes.indiatimes.com/opinion/interviews/hsbc-to-be-first-global-victim-of-digital-deutsche-bank-will-follow-moven-founder-brett-king/articleshow/50990845.cms

Fintech IT Trends 2016 | Augusto Fernandez Villa | LinkedIn
https://www.linkedin.com/pulse/fintech-trends-2016-augusto-fernandez-villa

Enigma
http://enigma.media.mit.edu

Hawk: Privacy-Preserving Blockchain and Smart Contracts
http://oblivm.com/hawk/index.html

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Course Builders Laboratory | Webinar
http://www.coursebuilderslaboratory.com/2015/firstpilot/replay-landing?AFFID=189177

4 Early Indicators Your Startup Idea Can Succeed | Inc.com
http://www.inc.com/grace-ng/4-early-indicators-your-startup-idea-can-succeed.html

reinventing organizations - a case study
http://www.leadershipandchangemagazine.com/reinventing-organizations-a-case-study/

Reinventing Organizations - YouTube
https://www.youtube.com/watch?v=gcS04BI2sbk

Referencias, o cómo conseguir que nos recomienden
http://freelancear.com/referencias-o-como-conseguir-que-nos-recomienden/

Cómo empezar a trabajar online - Parte 2 | Freelancear
http://freelancear.com/como-empezar-a-trabajar-online-2/

Cómo empezar a trabajar online – Parte 1
http://freelancear.com/como-empezar-a-trabajar-online-1/

Design In Tech Report 2015 — Kleiner Perkins Caufield Byers
http://www.kpcb.com/blog/design-in-tech-report-2015

(Traditional) Online versus Digital Banking - FinTech Forum
http://www.fintechforum.de/traditional-online-versus-digital-banking/

100+ websites to submit your startup
http://w3startup.com/wiki/9/100-websites-to-submit-your-startup/

What Makes Uber Run | Fast Company | Business + Innovation
http://www.fastcompany.com/3050250/what-makes-uber-run

Brian Helmick: Tips for Creating a Profitable Startup | Stanford Graduate School of Business
https://www.gsb.stanford.edu/insights/brian-helmick-tips-creating-profitable-startup

12 basic questions you should know when pitching a business idea
http://magnuskjoeller.dk/12-basic-questions-you-should-know-when-pitching-a-business-idea/

Chat Banking: The Path to Ubiquitous Mobile Banking — The Neobanker — Medium
https://medium.com/the-neobanker/chat-banking-the-path-to-ubiquitous-mobile-banking-357c261ffeee

The Four Best Productivity Tricks I Learned At Google | Fast Company | Business Innovation
https://www.fastcompany.com/3050258/know-it-all/the-four-best-productivity-tricks-i-learned-at-google

OpenDron - Servicios, Ventas, Alquileres y Reparaciones de Drones
http://www.opendron.com/

5 Financial Ratios Every Entrepreneur Should Know | Inc.com
http://www.inc.com/john-boitnott/5-financial-ratios-every-entrepreneur-should-know.html?cid=sf01001

INTAL D-Tec - Endeavor Argentina y el BID
http://www.endeavor.org.ar/intal-d-tec/

This Is What Impactful Engineering Leadership Looks Like - First Round Review
http://firstround.com/review/this-is-what-impactful-engineering-leadership-looks-like/

Edyn
https://edyn.com/

CropNext
http://applitmicrosystems.net/cropnext/

indx guru
https://indx.guru/#/usa

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Clusto - Smart Universal Inbox
https://clus.to/

How Nairobi Is Earning Its Nickname as the Developing World's 'Silicon Savannah' | Inc.com
http://www.inc.com/zoe-henry/nairobi-kenya-startup-hot-spot.html?cid=sf01001

Colppy Sistema Contable - Gestión online para empresas
http://colppy.com/

Xinch | Manage your company’s online expenses from one place
http://xinch.co/

Sift
http://sifthq.com/

These are the world's top startup unicorns right now
https://www.techinasia.com/talk/these-are-the-worlds-top-startup-unicorns-right-now/

Juno
http://bankjuno.com/

(6) When should I fire my cofounder? - Quora
http://www.quora.com/When-should-I-fire-my-cofounder

The Startup Community
http://w3startup.com/index.php?do=/

Rindle - All Your Tasks. One App. Your Workflow.
https://rindle.io/

www.nubimetrics.com
http://www.nubimetrics.com/

Sink or swim: why some startups succeed and others don't | Guardian Small Business Network | The Guardian
http://www.theguardian.com/small-business-network/2015/jul/23/why-startups-succeed-others-dont-businesses-survive

om.co
http://om.co/2014/10/30/startups-lessons-from-netflix/

12 Must Watch TED Talks for Entrepreneurs | Best Business TED Talks Videos
http://www.shopify.com/blog/6553665-12-must-watch-ted-talks-for-entrepreneurs

Monk - Smart Borrowing Comes With Responsible Saving
http://www.getmonkapp.com/

The 6 Types of Entrepreneur
http://www.blackenterprise.com/small-business/the-6-types-entrepreneur/

The 50 Best Fintech Innovators of 2014
http://fintechinnovators.com/

These 2 simple slides show just how hot FinTech is right now - Business Insider
http://www.businessinsider.com/these-2-simple-slides-show-just-how-hot-fintech-is-right-now-2015-5

Wharton FinTech
http://www.whartonfintech.org/

FinTech Hackathon
http://fintechhack.com/

Top 100 Companies - FinTech Forward - American Banker
http://www.americanbanker.com/fintech-forward/rankings/

Fintech Innovation Lab
http://www.fintechinnovationlab.com/

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The fintech revolution | The Economist
http://www.economist.com/news/leaders/21650546-wave-startups-changing-financefor-better-fintech-revolution

Homepage | FinTech Sandbox
http://fintechsandbox.org/

15 Fintech Startups To Watch In 2015 - Forbes
http://www.forbes.com/sites/ilyapozin/2014/12/14/15-fintech-startups-to-watch-in-2015/

Discovering new business models with the Internet of Things | The Big Data Hub
http://www.ibmbigdatahub.com/blog/discovering-new-business-models-internet-things

Nextdoor existe porque los periódicos locales perdieron la ocasión de ser Nextdoor
http://www.xatakaciencia.com/tecnologia/nextdoor-existe-porque-los-periodicos-locales-perdieron-la-ocasion-de-ser-nextdoor

Why London's Fintech Startup Scene Is Growing Fast | American Banker
http://www.americanbanker.com/news/bank-technology/why-londons-fintech-startup-scene-is-growing-fast-1074729-1.html

Adelantos Personales Online | Moni
https://moni.com.ar/

A new breed of startups is redefining recruitment in India
https://www.techinasia.com/breed-startups-redefining-recruitment-india/

Innotribe
http://innotribe.com/

Banks' Real Fight with Fintech: Who Owns the Customer? | American Banker
http://www.americanbanker.com/news/bank-technology/banks-real-fight-with-fintech-who-owns-the-customer-1074988-1.html

So You Want To Build A Full Stack Startup In Fintech? | TechCrunch
http://techcrunch.com/2015/06/18/so-you-want-to-build-a-full-stack-startup-in-fintech/

Next Bank
http://nextbank.org/

Technisys - Home
http://www.technisys.com/web/guest/home

Fintech 2.0 Is Just Around The Corner: Santander
http://www.valuewalk.com/2015/06/fintech-2-0-is-just-around-the-corner-santander/

Tech.London - YouTube
https://www.youtube.com/watch?v=BMWKm9OWEMI

Tech.London: London's Official Guide for Tech & Startups
http://www.tech.london/

Ex-Googlers Raise $6M For Connectifier, An AI Approach To Recruitment Search | TechCrunch
http://techcrunch.com/2015/06/16/ex-googlers-raise-6m-for-connectifier-an-ai-approach-to-recruitment-search/

Balance Work And Life Like Branson: Love What You Do - Forbes
http://www.forbes.com/sites/alisoncoleman/2015/05/17/balance-work-and-life-like-branson-love-what-you-do/

IBM Announces Global Entrepreneur Program for Cloud Startups :: Cloud Computing :: PivotPoint
http://pivotpoint.io/en-us/article/new-ibm-entrepreneur-program-bringing-new-age-clou#.VX2KP_lViko

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8 Tips from Entrepreneurs Who Grew Startups into Successful Businesses | Inc.com
http://www.inc.com/travis-wright/8-startup-tips-from-entrepreneurs-who-grew-successful-businesses.html

8 Changes To Make If You Really Want To Be Successful
http://www.lifehack.org/articles/productivity/8-changes-make-you-really-want-successful.html

6 Steps To Success For An Entrepreneurial Mindset | Addicted 2 Success
http://addicted2success.com/success-advice/6-steps-to-success-for-an-entrepreneurial-mindset/

The Uberization of Banking
http://thefinancialbrand.com/52148/uber-financial-services-banking-disruption/

Helpshift Introduces Baishampayan Ghose, CTO & CoFounder
https://www.helpshift.com/blog/helpshift-introduces-baishampayan-ghose-cto-co-founder/

(53) What is the most bizarre startup that became successful that everyone had doubts about? - Quora
http://www.quora.com/What-is-the-most-bizarre-startup-that-became-successful-that-everyone-had-doubts-about

We Have Liftoff - Alumni - Harvard Business School
https://www.alumni.hbs.edu/stories/Pages/story-bulletin.aspx?num=4493&sf37012564=1

Sir Richard Branson on entrepreneurship | London Business School - YouTube
https://www.youtube.com/watch?v=fpI2wheL85Q

Jack Welch: "Go be an entrepreneur" | London Business School - YouTube
https://www.youtube.com/watch?v=6GrLO_bHoig

(88) What was the best advice you ever received on being productive? - Quora
http://www.quora.com/What-was-the-best-advice-you-ever-received-on-being-productive

El constructor del futuro - Santiago Bilinkis
http://bilinkis.com/2015/04/el-constructor-del-futuro/

An MVP is not a Cheaper Product, It"s about Smart Learning — Medium
https://medium.com/@sgblank/an-mvp-is-not-a-cheaper-product-it-s-about-smart-learning-77eed770f60c

Reinventing Organizations - Home
http://www.reinventingorganizations.com/

Silicon Valley empuja a América Latina | Tecnología | EL PAÍS
http://tecnologia.elpais.com/tecnologia/2015/04/06/actualidad/1428349236_312764.html

Malcolm Gladwell's 5 Best Life Lessons for Entrepreneurs | Inc.com
http://www.inc.com/thompson-wall/malcolm-gladwells-five-best-life-lessons-for-entrepreneurs.html

Breaking Bad is the ultimate Startup Lesson — Medium
https://medium.com/@tripchi/breaking-bad-is-the-ultimate-startup-lesson-977979951f0a

How to Growth Hack Your Content Marketing [PODCAST] | Unbounce
http://unbounce.com/podcast/growth-hack-content-marketing/

The Sum of Its Parts
http://adii.me/the-sum-of-its-parts/

3 Rules From Richard Branson for Hiring Remarkable People
http://www.inc.com/zoe-henry/3-tips-from-richard-branson-for-hiring-remarkable-people.html

How Super Angel Chris Sacca Made Billions, Burned Bridges And Crafted The Best Seed Portfolio Ever - Forbes
http://www.forbes.com/sites/alexkonrad/2015/03/25/how-venture-cowboy-chris-sacca-made-billions/

Diving into market spaces - Business School - Companies & Management Video - FT.com
http://video.ft.com/4096848218001/Diving-into-market-spaces/Companies

3 Really Surprising Things You Didn't Know About Steve Jobs | Inc.com
http://www.inc.com/peter-economy/3-remarkable-things-you-didn-t-know-about-steve-jobs.html

I Am Sam Altman, President of Y Combinator. AMA | Hacker News
https://news.ycombinator.com/item?id=9238839

Productivity Hacks From Startup Execs - Business Insider
http://www.businessinsider.com/productivity-hacks-from-startup-execs-2014-5

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Trivia Crack hits 130 million downloads - Business Insider
http://www.businessinsider.com/trivia-crack-hits-130-million-downloads-2015-2

How to Make the Best of Shrinking Office Space | Inc.com
http://www.inc.com/suzanne-lucas/your-shrinking-office-space-is-ruining-your-day-here-is-how-to-fix-it.html?cid=sf01001

Careers at Uber
https://www.uber.com/jobs/49068&gh_src=v3dbpq

How Slack Uses Slack | Fast Company | Business Innovation
http://www.fastcompany.com/3040638/tech-forecast/how-slack-uses-slack

Why Do Startups Fail? — Entrepreneurial Insights — Medium
https://medium.com/@AguDeMarco/why-do-startups-fail-8e4372cd1674

Amazon Prime Is One of the Most Bizarre Good Business Ideas Ever | WIRED
http://www.wired.com/2015/02/amazon-prime-one-bizarre-good-business-ideas-ever/

Techstars Episode III - Demo Day | Infinit Community
http://infinit.io/community/episode-iii-demo-day/

Starting is Hard To Do | Mandrill Email Platform Blog
http://blog.mandrill.com/starting-is-hard-to-do.html

How Bluesmart became one of the most successful crowdfunding campaigns ever
http://www.tnooz.com/article/how-bluesmart-became-most-successful-crowdfunding-ever/

Wired 6.12: HotMale
http://archive.wired.com/wired/archive/6.12/hotmale_pr.html

7 Rad Reasons To Work for a Startup | Jennifer Moss | LinkedIn
https://www.linkedin.com/pulse/7-rad-reasons-work-startup-jennifer-moss

'Venture Capitalists Don't Care About Your Age' | Inc.com
http://www.inc.com/ben-huh/venture-capitalists-dont-care-about-your-age.html

150M 1 New Reasons to be Thankful at Techstars | Startups and Burritos
http://ethansaustin.com/2015/01/30/150m1-new-reasons-to-be-thankful-at-techstars/

Alipay Is Starting to Look Like the Future of Chinese Banking | MIT Technology Review
http://www.technologyreview.com/news/534001/alipay-leads-a-digital-finance-revolution-in-china/

How 'venture builders' are changing the startup model | VentureBeat | Business | by Ali Diallo, Media Investment Tech Ventures
http://venturebeat.com/2015/01/18/how-venture-builders-are-changing-the-startup-model/

10 Questions To Ask Yourself Before Starting A Business
http://www.jeetbanerjee.com/10-questions-to-ask-yourself-before-starting-a-business/

8 Resources for Funding Mobile Healthcare and Fitness Startup
http://thenextweb.com/entrepreneur/2015/01/24/8-resources-funding-mobile-healthcare-fitness-startups/

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The 27 Metrics in Pinterest"s Internal Growth Dashboard
http://inbound.org/articles/view/the-27-metrics-in-pinterest-s-internal-growth-dashboard

(175) I Dropped Out Of College (cs). I Created 3 Software Startups. I'm 25. Am I Screwed? - Quora
http://www.quora.com/I-dropped-out-of-college-CS-I-created-3-software-startups-Im-25-Am-I-screwed

FI.co: Why You Should Quit Your Job to Focus on Your Startup
http://fi.co/posts/9741

"The Rise of Alternative Finance" . CrowdFund Beat
http://crowdfundbeat.com/2015/01/18/the-rise-of-alternative-finance/

Leapfunder Helps Startups Raise 2 Million - Leapfunder Blog
https://blog.leapfunder.com/leapfunder-helps-startups-raise-2-million/

Howard Schultz: encontrando el aroma del éxito | Imagen Emprendedora
http://imagenemprendedora.com/howard-schultz-919191/

Internet of Things application development platform
http://ubidots.com/

Breaking Into Startups — Medium
https://medium.com/@rubenharris/breaking-into-startups-cc092432305a

The bigger the dream, the greater the opportunity - Virgin.com
http://www.virgin.com/richard-branson/the-bigger-the-dream-the-greater-the-opportunity

William Barnett: Beware of VCs Who Claim to Know What's Next | Stanford Graduate School of Business
http://www.gsb.stanford.edu/insights/william-barnett-beware-vcs-who-claim-know-whats-next

The Payments Industry Explained - Business Insider
http://www.businessinsider.com/the-payments-industry-explained-2014-12

The Python Paradox is now the Scala Paradox — Martin Kleppmann"s blog
http://martin.kleppmann.com/2009/09/18/the-python-paradox-is-now-the-scala-paradox.html

The Year in Kickstarter 2014 — Kickstarter
https://www.kickstarter.com/year/2014

Elon Musk's SpaceX Rocket Set to Launch Tuesday | Inc.com
http://www.inc.com/business-insider/elon-musk-will-launch-spacex-rocket-tomorrow.html

SpaceX Falcon 9 Ocean Landing January 6 - Business Insider
http://www.businessinsider.com/spacex-falcon-9-ocean-landing-january-6-2015-1

The Most Fascinating Profile You'll Ever Read About a Guy and His Boring Startup | WIRED
http://www.wired.com/2014/08/the-most-fascinating-profile-youll-ever-read-about-a-guy-and-his-boring-startup/

Learn Before You Build: Lean Startup Cycle in Reverse
http://blog.thinkapps.com/entrepreneurship/lean-startup-methodology-simplified/

5 Essential Ingredients to Doing What You Love For a Living
http://www.entrepreneur.com/article/229564

Uber cierra temporalmente su servicio en España
http://www.elandroidelibre.com/2014/12/uber-cierra-temporalmente-su-servicio-en-espana.html

Zappos CEO Tony Hsieh's Las Vegas Startup Paradise - Businessweek
http://www.businessweek.com/articles/2014-12-30/zappos-ceo-tony-hsiehs-las-vegas-startup-paradise

FunPuntos - Gana premios visitando los lugares que te gustan
http://funpuntos.com/

Collaboration and productivity for your business: Joincube
http://www.joincube.com/

Crowdfunding Tips: Countries to Work With - Flexport
http://learn.flexport.com/crowdfunding-tips-countries-work/

Founder's Guide to Basic Startup Infrastructure - Flexport
http://learn.flexport.com/founders-guide-to-basic-startup-infrastructure/

Nos leemos!

Angel "Java" Lopez
http://www.ajlopez.com
http://twitter.com/ajlopez